Protect Your Jewelry With An Appraisal
Getting a current appraisal done by a qualified, professional, accredited gemologist is a critical first step. An appraisal done even a couple of years ago may be out of date, given the changes in the price of gold and precious stones. With an appraisal, you will also be able to obtain special insurance coverage as “Scheduled Items”, which will provide coverage for the full value of your items regardless of the standard limits built into your basic policy.
Keep the appraisal in a safe place, such as a safety deposit box, with a copy at a friend’s or relative’s home. Make sure that the only copy is not in your home, as in case of a fire or other disaster you may lose both the jewellery and the appraisal.
An added benefit of the appraisal process is that a reputable jeweller will also check your jewelry for damage and ensure the setting holding your gems in place are in good order – something that should be done periodically, as a loose stone can be lost easily.
Appraisals and timely repairs can save you money, heartache and preserve the precious memories symbolized by your jewellery. Peace of mind – that’s what an appraisal brings.